Get Help Paying Off Credit Card Debt
Continue to the request form on MyBudget’s official website. The form asks for your first name, last name, email address and phone number, and includes a choice about receiving budgeting and money tips.
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Pay down credit card debt for good with the free 6-Steps to Eliminate Credit Card Debt eBook.
Learn how to pay off credit card debt faster
If credit card debt feels never-ending or you’re relying on it to get by, this guide shows you simple ways to break the cycle and finally get out of debt.
Take back control
Get simple steps to understand your credit card balances, spending triggers and repayments so you can regain control.
Choose your debt strategy
Discover the most effective ways to pay off credit card debt, reduce interest, and shorten your repayment timeline.
Build a budget that works for you
Learn how to set up a budget that stops reliance on credit, helps you stay on track, and makes saving for the future possible.
Tammy Barton
MyBudget Founder and Director
The MyBudget difference
- Get a customised budget plan to help you live the life you want
- Relax while we do all the work to keep your budget on track
- Save money faster with money experts and an automated system
- Stay ahead with free money tools and resources.
FAQs
What debt solutions does MyBudget offer?
MyBudget offers personalised debt help through budgeting, repayment planning, creditor negotiation and ongoing support from a team of money experts. Depending on your circumstances, we can also help you explore options such as debt consolidation or debt agreements. If no other suitable options are available, we can also guide you through the bankruptcy process. Our goal is to help you understand your options and find a practical way to regain control.
Can MyBudget help reduce debt collector calls?
Yes, MyBudget can contact your creditors and let them know you are receiving help with your debts. We can discuss your financial situation, work towards manageable repayment arrangements and ask creditors to contact us on your behalf. While some contact may still occur, having a team supporting you can help reduce the pressure of dealing with debt collectors on your own.
What if my expenses are higher than my income?
If your expenses are currently higher than your income, MyBudget can help you stabilise your finances and reduce pressure. We review your entire situation, help you prioritise essential expenses, and explore debt management or debt relief options where needed. With a structured personal budget and expert guidance, we can help you regain control and work toward your financial goals one step at a time.
What makes MyBudget different?
MyBudget combines expert financial coaching with smart technology to give you a personalised money management system that makes budgeting easier. Unlike traditional budget apps or budget spreadsheets that you manage on your own, we help you organise bills, reduce debt, plan for future expenses, build savings and stay accountable. We can even negotiate with your creditors for you. With more than 25 years of experience, our team guides and supports you every step of the way so you can finally feel in control of your finances.
What can I expect at a free MyBudget appointment?
Your MyBudget journey begins with an initial conversation with one of our Money Coaches. They will chat to you about your financial position and gain an understanding of the financial goals you want to achieve. Once we have this snapshot, we will connect you with your very own Personal Budgeting Specialist. We can arrange a time convenient to you (and your partner where relevant). At that session we create a customised 12-month Personal Budget Plan that is yours to keep for FREE! This budget plan provides you with a detailed understanding of how, together with the support of MyBudget, you can live a life free from money worries and achieve your financial goals.
Important information
This page provides general information only. It does not take your personal circumstances into account and is not personal financial advice. For the scope and licensing of a particular service, check the service provider's current disclosures or contact MyBudget.
Free, independent and confidential financial counselling is available from the National Debt Helpline on 1800 007 007. MyBudget is not a registered debt agreement administrator; where a Part 9 debt agreement appears suitable, MyBudget can refer you to its sister company MyDebtSolutions, which is a registered administrator.
To talk through your own situation, call MyBudget on 1300 300 922 for a free, confidential, no-obligation appointment.