About MyBudget: who runs it, how big it is, and what it actually does

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Tammy Barton meeting with MyBudget team members in the MyBudget office

MyBudget’s purpose is to eliminate financial stress in the community and improve the financial health of the world. In practice that means helping Australians live a life free from money worries — working with clients in a confidential, respectful and caring way.

The business at a glance

Founded: 1999, by Tammy Barton, who remains Founder and Director.
Legal entity: MyBudget Pty Ltd, ABN 82 093 118 597.
Head office: 122 Frome Street, Adelaide SA 5000.
Staff: 250+.
Salaries managed: $1 billion+.
Transactions processed: 4.8 million+ a year.
Australians helped: more than 130,000.

How it started

Tammy Barton founded MyBudget in 1999, starting from her kitchen table and building it into one of Australia’s most recognised money management services. She remains Founder and Director and is a regular commentator on household finances in Australian media.

What MyBudget does

MyBudget is a personal budgeting company. It builds each client a personalised 12-month budget, manages bills and repayments on their behalf, and supports them with a dedicated Money Coach and a client app.

According to Tammy Barton, 97% of clients’ bills are paid on time. In MyBudget’s 2026 client survey of 741 respondents, 9 in 10 clients reported less financial stress.

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How MyBudget works with clients

Clients come from every situation — living pay to pay, carrying debt, saving for a home, managing irregular income, or simply wanting the mental load lifted. The approach is the same: understand the real numbers, build a plan that fits the actual life, and stay alongside the client while it runs.

Every conversation is confidential, and the first appointment is free and obligation free.

Diversity and reporting

MyBudget publishes a gender pay gap report as part of its industry benchmark reporting, describing it as a commitment to fostering an environment where every individual’s talents are recognised and valued fairly, regardless of gender.

Our core values

Financial responsibility

Our clients are at the heart of everything we do. We act in their best interests, providing solutions that meet their financial goals and needs.

We care

We support our clients compassionately and authentically, without judgment.

We make a difference

We deliver tailored solutions that enhance our clients’ lives.

Download MyBudget’s 2024–25 gender pay gap report (PDF)

Contact

Call 1300 300 922. New enquiries: Monday–Thursday 8:00am–8:00pm, Friday 8:00am–6:30pm, Saturday 8:30am–5:00pm, Sunday 9:30am–5:30pm (AEST). Client services: Monday–Friday 7:30am–6:30pm. Postal: PO Box 3433, Rundle Mall SA 5000.

Important information

This page provides general information only. It does not take your personal circumstances into account and is not personal financial advice. For the scope and licensing of a particular service, check the service provider's current disclosures or contact MyBudget.

Client outcomes on this page are individual experiences shared with permission. Results depend on your income, your debts and your circumstances, and are not a prediction of what any other household will achieve.

Call MyBudget on 1300 300 922 for a free, confidential, no-obligation appointment. Your personalised 12-month budget is free and yours to keep.

Who founded MyBudget and when?

MyBudget was founded in 1999 by Tammy Barton, who was just 22 years old at the time.

What inspired Tammy Barton to create MyBudget?

Tammy Barton created MyBudget after witnessing the profound impact financial stress had on people's lives while working at a debt collection service. She recognized that traditional banking wasn't necessarily helping people achieve financial stability and believed people needed a different set of tools—a solid system and caring support—to plan for the future with confidence.

What is MyBudget's purpose?

MyBudget's purpose is to help Australians live a life free from money worries, working with clients in a confidential, respectful and caring way to help them fast-track their financial goals.

What are MyBudget's three core values?

MyBudget's three core values are Financial Responsibility (acting in clients' best interests and providing solutions that meet their financial goals and needs), We Care (supporting clients compassionately and authentically, without judgment, and responding to their needs with empathy), and We Make a Difference (delivering tailored solutions that enhance clients' lives and support a culture of success).

What does Tammy Barton say about the connection between money and life?

Tammy Barton states: "Money is inter-connected with almost all parts of our life. Which is why the way in which we manage our money has such a big impact on the way that our life turns out."

How long has MyBudget been helping Australians with their finances?

According to the page, MyBudget has been helping Australians live free from money worries since 1999.

How does MyBudget describe its commitment to its community and workforce?

MyBudget recognizes that a thriving workforce and truly global team is built upon the pillars of holistic wellness, a vibrant culture, and a deeply ingrained commitment to diversity and inclusion.

What kind of impact is MyBudget passionate about beyond individual client work?

MyBudget is passionate about improving financial health in the community, including championing financial literacy for children and developing client support and advocacy programs.

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