Bloom: employee financial wellbeing for Australian employers

Bloom is MyBudget’s financial wellbeing programme for employers. It gives your people practical support with their money, delivered by the service that has helped more than 130,000 Australians since 1999.

Why financial wellbeing belongs in your benefits package

Financial stress does not stay at home. It clouds focus, drains energy and chips away at morale.

According to the AMP Report, 2024: financial stress costs Australian businesses $88.95 billion in lost revenue every year; financially stressed employees spend an average of 11 hours per month dealing with personal finances at work; and 22% of workers take time off to deal with creditors or debt management.

Those are AMP’s figures, not MyBudget’s, and they describe the Australian workforce broadly rather than any individual employer.

How Bloom differs from other wellness programmes

Most workplace wellness programmes address physical or mental health. Bloom addresses financial health — described by MyBudget’s Founder and Director Tammy Barton as the number one cause of stress in Australia.

Bloom combines practical budgeting support with financial education workshops, one-on-one financial wellbeing sessions and ongoing support. MyBudget manages setup, onboarding and communication, and there is no cost to the business to offer Bloom to employees.

What employees get

Access to MyBudget’s service: a personalised 12-month budget, Money Coach support, and the tools to manage bills, reduce debt and build savings. Each employee’s financial situation stays confidential between them and MyBudget.

What employers get

• Higher productivity, with less work time lost to personal financial admin
• Better staff retention
• A benefit addressing a root cause of stress rather than its symptoms
• A visible signal that you care about your people’s whole wellbeing

Employers already offering Bloom

MyBudget publishes co-branded Bloom pages for Australian employers including Active Utilities, AMES Australasia, CDK, Green by Nature, ITM, Matthews Hospitality, Morphettville, Peppermint Lane, RFBI, R.M. Williams, SA Heart, Sensei, Sunshine Mitre 10, United Franchise and Viva Mutual.

Participation and privacy

Participation is voluntary for employees, and an employee’s financial details are not shared with their employer. For the scope of services available through Bloom, contact MyBudget.

Talk to us about Bloom

To discuss Bloom for your organisation, contact MyBudget on 1300 300 922 or email marketing@mybudget.com.au for partnership enquiries.

Questions about bloom employee financial wellness

What is Bloom?

Bloom is MyBudget’s Employee Financial Wellness Program, designed to improve your team’s financial wellbeing through personalised budgeting tools, expert guidance and practical education. It helps employees reduce financial stress, build savings and manage money with confidence. Backed by MyBudget’s 25 years of experience and more than 130,000 Australians supported, Bloom gives workplaces a meaningful way to boost wellbeing, engagement and productivity.

How does Bloom benefit my business?

Bloom benefits businesses by helping employees feel more financially secure, supported and confident. When financial stress reduces, productivity improves, absenteeism decreases and employees feel more focused at work. With MyBudget’s proven financial coaching and tools, your team receives practical support that strengthens workplace wellbeing and boosts overall performance.

What services are included in the Bloom program?

Bloom includes access to personalised budgeting tools, expert financial education workshops, one on one financial wellbeing sessions and ongoing support from MyBudget specialists. Employees receive practical guidance to reduce debt, build savings, manage bills and plan their financial goals. The program is designed to improve long term wellbeing with tools that are easy to use and tailored to each person’s situation.

Is Bloom difficult to implement?

No, Bloom is simple to implement. MyBudget manages the setup, onboarding and communication for you, making it easy to introduce into any workplace. We provide all the resources, support and guidance your team needs, so your business can offer meaningful financial wellbeing benefits with minimal effort.

Does it cost the business anything?

There is no cost to your business to offer Bloom to employees. The program is free for employers to provide, and employees gain access to MyBudget’s financial wellbeing tools and education. This makes Bloom a low effort, high impact way to support your team’s wellbeing without affecting your operating budget.

How can I offer Bloom to my employees?

Offering Bloom to your employees is easy. Simply complete the enquiry form and our team will guide you through the setup process. We provide onboarding materials, communication templates and full support so you can introduce the program smoothly and start improving your team’s financial wellbeing right away.

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Important information

This page provides general information only. It does not take your personal circumstances into account and is not personal financial advice. For the scope and licensing of a particular service, check the service provider's current disclosures or contact MyBudget.

Call MyBudget on 1300 300 922 for a free, confidential, no-obligation appointment. Your personalised 12-month budget is free and yours to keep.

Related guides and tools

• About MyBudget | Our Story, Team & Purpose
• How MyBudget works
• MyBudget client stories
• Contact MyBudget Australia | Budgeting Help & Debt Support